Google Pay™ offers a frictionless payment experience on Android devices where cards have been added in Google Wallet and a supported browser, for example Chrome, is used. Google Pay can be activated in Frisbii Admin and only requires a card-acquiring agreement supporting Google Pay.

Merchants must comply with Google’s policies and terms when offering Google Pay. Before enabling Google Pay, the merchant must accept the Google Pay API Terms of Service and comply with the Google Pay and Wallet APIs Acceptable Use Policy.

Google Pay and Wallet APIs Acceptable Use Policy: https://payments.developers.google.com/terms/aup

Google Pay API Terms of Service: https://payments.developers.google.com/terms/sellertos/v1_7

Frisbii Payments Checkout determines if Google Pay is supported for the device and browser used, and presents Google Pay as a payment method if no payment_methods argument has been given when creating the session, or googlepay has been defined in the list of payment methods.

How to activate Google Pay

Sign in: Go to https://app.frisbii.com/ and sign in.
Open configurations: In the left sidebar, click Configurations.
Go to checkout management: Navigate to Checkout management.
Open payment methods: Click Payment methods (or go directly to https://app.frisbii.com/#/rp/config/payment-methods).
Find Google Pay: Locate Google Pay in the payment methods list.
Set display name: In the Google Pay configuration, enter the Display name you want customers to see in checkout.
Create: Click Create to save and enable Google Pay.

Check if Google Pay is available on your site

If you want to show your own Google Pay button or adjust the checkout UI before launching Frisbii Checkout, you can use the SDK to check whether Google Pay is available in the shopper’s current browser and device setup. The method returns true when Google Pay can be used, and false when it is not available, for example if the device, browser, or wallet setup does not meet the requirements.

<script src="https://checkout.reepay.com/checkout.js"></script>

<script>
Reepay.isGooglePayAvailable().then(isAvailable => {
    // handle response (eg: show/hide google pay button)
});
</script>

Note: Google Pay will only be shown in checkout if your acquiring agreement supports Google Pay, and the customer’s device and browser meet Google Pay availability requirements.

Authorization Method and Card Network Support

Frisbii’s Google Pay integration supports the CRYPTOGRAM_3DS authorization method for tokenized device credentials. PAN_ONLY is not supported. In Google’s terminology, PAN_ONLY represents cards on file, while CRYPTOGRAM_3DS represents a device token authenticated with a 3-D Secure cryptogram on supported Android devices.

Google’s Google Pay API examples list these available card networks for CARD: AMEX, DISCOVER, INTERAC, JCB, MASTERCARD, and VISA. Actual availability in checkout still depends on the shopper’s country, issuer support, whether the card is provisioned in Google Wallet, and whether the acquiring setup supports the returned credential and network combination.

Liability shift

Google Pay supports liability shift for Discover, Mastercard, and Visa cards issued in the EU or the UK. Google Pay does not support liability shift for American Express, JCB, or Visa cards issued outside the EU or the UK.

Liability shift means that, in eligible scenarios, the financial risk in case of fraud is shifted away from the merchant and handled by the card issuer / network rules and the acquiring setup.

The liability shift outcome is not presented as a dedicated field in the Frisbii API or in Frisbii Admin, it is handled implicitly as part of the underlying scheme and acquiring flow.

Google Pay in Android WebView

Due to Android WebView limitations, it is required to use Browser Intent or Custom Tabs in order to get Google Pay displayed in Frisbii Checkout. Alternatively, performing an app switch from your Android app to the Google Chrome browser app will allow Google Pay™ to be detected by Google Chrome.

These Android WebView and browser-launch configurations must be implemented by the merchant in the native Android app. Frisbii Checkout only detects and presents Google Pay when the runtime environment supports it.

Google Pay support in Android WebView

If your Android device has Google Play Services version 25.18.30, it will be possible to show and complete Google Pay payments through Android WebView when loading Frisbii Checkout. Please follow these steps by Google to set up Google Pay in your app.

Google Pay availability

There are several conditions to be fulfilled before Google Pay can detect that it is available on the device:

Bank must support the card for Google Pay according to Google's list of supported payment methods
Card must be saved in Google Wallet
Saved cards must be tokenised. Frisbii Payments Checkout does not support PAN_ONLY credentials for Google Pay. Only tokenised Google Pay credentials are supported, and non-tokenised PAN cards will therefore not be accepted.
Must use Google Chrome browser (In-app Chrome browser or Chrome Custom Tabs works too)
Only Android devices with NFC and Android 5.0 (Lollipop) or later support Google Pay (Note that some older and budget devices may not be able to use Google Pay due to hardware or software limitations)
Google Wallet app must be installed on the device
Google Chrome setting allow sites to check if you have payment methods saved must be turned on

⚠️
Recurring payments (subscriptions) are NOT yet supported via Google Pay. Our Google Pay integration is not recurring-ready. It can be used for one-time payments only. If you use subscription flows, you’ll need to use an alternative payment method for those.